Medical Insurance

Participating Providers:

Blue Advantage-$20 copay for office visits
Prescription drug co-payments: $8/$35/$50/$100/$100 with $100/$200 deductible, waived if purchasing generic drug
Emergency Room co-payment: $200

Alliance Select-$25 copay for primary care practitioner and $50 co-pay for non-primary care practitioner
Prescription drug co-payments: $8/$35/$50/$85/$85 with $100/$200 deductible, waived if purchasing generic drug
Emergency Room co-payment: $250

Deductible:

Blue Advantage: $1000 per person, $3000 family maximum.
Out-of-Pocket: $3000 per person, $9000 family maximum.

Alliance Select: $1500/$2000 per person, $4500/$6000 family maximum.
Out-of-Pocket: Alliance Select 1500-$3000 per person, $9000 family maximum; Alliance Select 2000-$4000 per person, $12,000 family maximum.

Coinsurance: all three plans are 30%

For out-of-network benefits and Plan differences, see detailed benefit summary

Prescription drug card included

Effective the first of the month following 30 days of full-time employment.

Effective through 5/31/2013

Three plans are offered through Blue Cross Blue Shield of Iowa

Monthly Premium:
BLUE ADVANTAGE 1000:
Employee Only: $131.86
Employee & Child(ren): $303.33
Employee & Spouse: $393.07
Family: $585.05

ALLIANCE SELECT 1500:
Employee Only: $111.27
Employee & Child(ren): $264.35
Employee & Spouse: $350.90
Family: $521.85

ALLIANCE SELECT 2000:
Employee Only: $67.41
Employee & Child(ren): $176.78
Employee/Spouse: $261.44
Family: $387.78

Dental Insurance

100% for Preventive and Diagnostic (no deductible)

80% for Basic Restorative

50% for Major Restorative

$1000 per year maximum benefit

$50 deductible applies to basic and major services

Effective the first of the month following 30 days of full-time employment.

Lincoln Financial

Effective through 5/31/2013

Monthly Premium:
Employee Only: $21.36

Employee & Child(ren): $56.77

Employee & Spouse: $48.79

Family: $90.77

Vision Insurance

Exam, lenses and contact lenses covered in full every 12 months

Frames every 24 months

Co-payments:
Exam: $10
Prescription Glasses: $25
Contacts: no co-payment

Effective the first of the month following 30 days of full-time employment.

VSP

Effective through 5/31/2013

Monthly Premium:
Employee Only: $9.40

Employee & One Dependent: $18.04

Employee & Children: $18.52

Family: $32.91

Life Insurance & Accidental Death & Dismemberment

Term life insurance equal to one times annual salary.

Minimum coverage: $10,000

Maximum coverage: $100,000

AD & D is equal to the amount of life insurance in effect at the time of loss

Effective the first of the month following 30 days of full-time employment.

Lincoln Financial

Hunter's Specialties pays entire cost for coverage.

Long-Term Disability Insurance

Disability income, 60% of covered earnings, 90-day elimination period, for 24 months

Effective the first of the month following 30 days of full-time employment

Lincoln Financial

Hunter's Specialties pays entire cost for coverage

Short-Term Disability Insurance

Disability income, 60% of covered earnings, 1st day accident, 8th day sickness, 13 weeks

Effective the first of the month following 30 days of full-time employment

Lincoln Financial

Hunter's Specialties pays entire cost for coverage

Voluntary Life Insurance

Term life insurance available in units of $10,000 up to a maximum of $500,000. Minimum is $10,000.

Coverage for spouse and dependent children available.

Available on the first of the month following 30 days of full-time employment

Lincoln Financial

Employee pays the premium. Monthly premium effective through 5/31/2013.

Flexible Spending Accounts

Medical/dental care and dependent care reimbursement accounts that allow you to use tax-free dollars to pay yourself back for certain kinds of health care and dependent care expenses.

Effective the first of the month following 30 days of full-time employment.

Contributions through employee payroll deduction.

Vacation

Two weeks per year

Three weeks per year

Four weeks per year

After one year of service

After 5 years of service

After 15 years of service

Hunter's Specialties pays employee's salary.

Holidays

New Year's Day
Memorial Day
Independence Dy
Labor Day
Thanksgiving Day
Day After Thanksgiving
Christmas Eve
Christmas Day

Immediate

Hunter's Specialties pays employee's salary.

Personal/Sick Leave

56 hours of unpaid personal/sick time per year for non-exempt (hourly) employees

Attendance bonus (cash) for unused personal/sick time at 50% of hourly rate for non-exempt employees

56 hours of paid personal/sick leave time per year for exempt employees

Effective upon full-time hire date

Hunter's Specialties pays attendance bonus following anniversary date.

401(K) Profit Sharing

Participants may allocate a percentage of non-taxable compensation (100% vested immediately)

Hunter's Specialties may make a profit sharing contribution

Must be age 18 to participate. Employees are eligible to participate on the first payroll of the month following 6 months of employment.

Vesting schedule (20% per year after 2 years of service) applies to the profit sharing account.

Referral Bonus

Refer a person who is hired by the company.

Effective following 90 days of referral employment; all non-exempt full-time employees.

Hunter's Specialties pays a bonus to the person who has made the referral. Specific guidelines apply.

Retention Bonus

Earn a bonus for joining Hunter's Specialties

Effective following six months of employment, all non-exempt full-time and part-time employees

Hunter's Specialties pays $200 for full-time employees and $100 for part-time employees

Employment Assistance Program

Confidential counseling to help address behavioral health and other personal issues facing the employee and their dependents

Effective the first of the month following 30 days of full-time employment

Hunter's Specialties pays entire cost for coverage.